Best Savings Accounts Rates to Watch This Week
Online banks and credit unions consistently beat traditional banks on savings rates, but the highest APY isn't always the best deal once fees and access are factored in.
Michele Mendoza6 min read
savings accounts
Michele Mendoza6 min read
Checking vs Savings Accounts: Which One Should You Choose
Checking and savings accounts serve different jobs: one moves your money, the other grows it. Here is how to split your cash between them without losing interest or paying fees.
Michele Mendoza4 min read
Are Money Market Accounts FDIC Insured? What to Know
Money market accounts at FDIC member banks are insured up to $250,000, but money market mutual funds sold through brokerages carry no such protection. Here is how to tell the…
Michele Mendoza6 min read
Savings Account Explained: What It Is and How It Works
Savings accounts offer safety and easy access, but rates vary widely between banks. Here's how they work, what they cost, and how to find one that actually pays.
Austin Russell6 min read
Money Market Fund vs MMA vs Savings Account: Key Differences Explained
Money market funds, money market accounts and savings accounts all hold cash safely, but they differ sharply on insurance, fees and rates. Here is how to tell which one fits…
John Graham6 min read
Best Free Savings Accounts for June 2026: Rates up to 4.40%
Pibank currently leads free savings accounts at 4.40% APY, with no fees or minimum balance. Here is how the top payers compare and what could change soon.
Michele Mendoza5 min read
What Is a Transaction? Definition, How It Works and Example
What separates a checking account from a CD is really about access. Here is how transaction deposits work, what banks can restrict, and how they stack up against savings and…
Austin Russell3 min read
Money Market Account vs Savings Account: Which Should You Choose?
Money market accounts often pay more interest than savings accounts and add check writing, but they demand higher minimum balances. Here is how the two compare on rates, fees and…
John Graham5 min read
Federal Reserve Regulation D: Withdrawal Limits Explained
Regulation D used to cap monthly withdrawals from savings and money market accounts at six, but the Fed suspended that rule in 2020. Here is what still applies today.
John Graham3 min read
Savings Club Explained: What It Is and How It Works
Savings clubs lock your money away for a set goal like holidays or vacations, often with penalties for early withdrawal. Here's how they compare to savings accounts and CDs.
Michele Mendoza5 min read
Are Money Market Accounts and Funds Really Safe
Money market accounts and money market funds sound alike but work very differently. One carries FDIC insurance up to $250,000, the other doesn't. Here's how to tell them apart.
John Graham4 min read