Michele Mendoza

Michele Mendoza explores the psychology of parking cash, examining why savers cling to familiar banks despite sluggish rates elsewhere. Her essays lean narrative, often opening with a saver's dilemma before unpacking the yield-chasing math beneath it. She's especially interested in how FDIC insurance limits shape decisions to split funds across institutions. Her curiosity extends to how digital-only banks are reshaping expectations around instant access and transparency.

2 articles