Saver Talk — Best Rates for Cash, Savings & Money Markets

Money Market Fund vs MMA vs Savings Account: Key Differences Explained

Money market funds, money market accounts and savings accounts all hold cash safely, but they differ sharply on insurance, fees and rates. Here is how to tell which one fits…

SoFi Savings Accounts: Are They the Best Choice for Growing Your Money?

SoFi's savings account can pay up to 3.10% APY, but only if you meet its direct deposit rule. Here's how the rates, fees, and bonuses actually work.

Checking vs Savings Accounts: Which One Should You Choose

Checking and savings accounts serve different jobs: one moves your money, the other grows it. Here is how to split your cash between them without losing interest or paying fees.

Transactions News Update

What actually happens between swiping your card and seeing the charge post? Here is how transactions move through the banking system, and how to keep track of them.

Sweep Accounts Explained: Types, Benefits and How They Work

Idle cash earns nothing. A sweep account fixes that by automatically shifting extra funds into higher yielding options each night, but fees can quietly cancel out the gains.

Bankrate Monitor Index Tracks Key Financial Trends

A look at how the Bankrate Monitor Index began in 1976 as a simple rate tracker and grew into Bankrate.com, now a major source for comparing savings, CD and mortgage…